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Gender differences in retirement savings decisions

Published online by Cambridge University Press:  11 October 2004

PAUL GERRANS  and
MARILYN CLARK-MURPHY
PAUL GERRANS
Affiliation:
School of Accounting, Finance and Economics, Edith Cowan University, Joondalup, Western Australia 6027 (email: p.gerrans@ecu.edu.au)
MARILYN CLARK-MURPHY
Affiliation:
School of Accounting, Finance and Economics, Edith Cowan University, Joondalup, Western Australia 6027 (email: m.clarkmurphy@ecu.edu.au)
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Abstract

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As members of the Australian workforce approach retirement, they are being presented with increased choice in their superannuation investments. With increased choice has come greater personal responsibility for ensuring adequate retirement savings. This paper explores gender differences in superannuation investment choices through a range of interactions with individual demographics and in doing so a gender effect can be further refined than previous research has identified. The data for this paper comes from a survey of members of the Superannuation Scheme for Australian Universities (SSAU).

Type
Research Article
Information
Journal of Pension Economics & Finance , Volume 3 , Issue 2 , July 2004 , pp. 145 - 164
Copyright
2004 Cambridge University Press

Footnotes

The authors would like to thank UniSuper Pty Ltd for their support in producing this research. The authors would also like to thank the helpful comments of participants at the 2002 Superannuation Colloquium at the University of New South Wales, and the suggestions of three anonymous referees, which greatly improved the paper.